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The index

Fintech apps, productivity

Ranked on fees, features, and supported assets. Pick a category to narrow the field. Informational only — not financial advice.

  1. 01
    Copilot Moneyproductivity

    Premium iOS/macOS budgeting app with investment tracking and categories; top-rated in the App Store (4.7 stars). Subscription from $13/mo.

    4.7/ 5$13/mo
  2. 02
    Monzoproductivity

    Largest UK neobank with strong budgeting, Pots, and spending insights; 15M+ customers and £25B+ deposits. Free account, paid Plus/Premium tiers.

    4.5/ 5Freemium
  3. 03
    Starling Bankproductivity

    UK digital bank with powerful budgeting tools, spending categories, and savings goals; 4M+ accounts, profitable since 2022.

    4.5/ 5Free
  4. 04
    Actual Budgetproductivity

    Local-first, open-source budgeting app with end-to-end encrypted sync across devices; 27k+ GitHub stars and very active development. Free to self-host.

    4.5/ 5Free
  5. 05
    YNABproductivity

    You Need A Budget — zero-based budgeting app built around giving every dollar a job.

    4.3/ 5$15/mo
  6. 06
    Rocket Moneyproductivity

    Budgeting and subscription-tracking app that surfaces recurring charges and can cancel them.

    4.3/ 5Freemium
  7. 07
    Chimeproductivity

    Fee-free neobank with early direct deposit and automatic savings, the largest US neobank by users.

    4.3/ 5Free
  8. 08
    N26productivity

    European mobile-first neobank with spending insights and sub-accounts, plus paid premium plans.

    4.3/ 5Freemium
  9. 09
    Quicken Simplifiproductivity

    Modern budgeting app from the Quicken team with a clean UI, customizable categories, and spending plans; a popular Mint alternative. Subscription from $3.99/mo.

    4.3/ 5$3.99/mo
  10. 10
    Lunch Moneyproductivity

    Web-based budgeting app with multi-currency support, rule-based categorization, and API access; strong indie following. Subscription from $10/mo.

    4.3/ 5$10/mo
  11. 11
    Monarch Moneyproductivity

    Subscription budgeting and net-worth tracking app, a popular Mint replacement for couples.

    4.2/ 5$15/mo
  12. 12
    Venmoproductivity

    Social peer-to-peer payments app owned by PayPal for splitting bills and paying friends; 90M+ active users.

    4.2/ 5Free
  13. 13
    Stepproductivity

    Teen and young-adult banking app with a secured credit card and investing, no monthly fee.

    4.2/ 5Free
  14. 14
    Honeydueproductivity

    Free couples budgeting app for shared expenses, bill reminders, and joint plus personal balance views; built by ex-Mint team members.

    4.2/ 5Free
  15. 15
    Splitwiseproductivity

    Bill-splitting and shared expense tracker for groups, roommates, and trips; 25M+ users, with a paid Pro tier.

    4.2/ 5Freemium
  16. 16
    Expensifyproductivity

    Business and personal expense tracking with receipt scanning and reimbursement workflows; 10M+ users.

    4.2/ 5Freemium
  17. 17
    Goodbudgetproductivity

    Digital envelope budgeting app using a zero-sum approach, synced across web, iOS, and Android.

    4.2/ 5Freemium
  18. 18
    EveryDollarproductivity

    Zero-based budgeting tool from Ramsey Solutions; free manual plan, premium adds bank sync.

    4.2/ 5Freemium
  19. 19
    One Financeproductivity

    Walmart-backed neobank with "Pockets" that auto-sort spending into budgeting categories; FDIC-insured with early direct deposit and cash-back offers.

    4.2/ 5Free
  20. 20
    Aspirationproductivity

    Climate-conscious neobank with a "pay what is fair" fee model, fossil-fuel-free deposits, and cash back at sustainable merchants; 5M+ users.

    4.1/ 5Freemium
  21. 21
    Empowerproductivity

    Free budgeting and net-worth tracker (formerly Personal Capital) with optional paid wealth management; advisory fees apply only to managed assets.

    4.0/ 5Free
  22. 22
    Greenlightproductivity

    Family finance app with kids' debit cards, allowance, savings, and investing; subscription from $5.99/mo.

    4.0/ 5$5.99/mo
  23. 23
    Albertproductivity

    Finance superapp for banking, savings, investing, and cash advances, with a paid Genius tier.

    4.0/ 5Freemium
  24. 24
    Currentproductivity

    Mobile neobank for teens and young adults with fee-free spending and savings.

    4.0/ 5Free
  25. 25
    Acorns Early (formerly GoHenry)productivity

    Kids' debit card and financial-education app for ages 6-18 with parent-controlled budgeting, rebranded from GoHenry to Acorns Early. Subscription from $8/mo.

    4.0/ 5$8.00/mo
  26. 26
    FamZooproductivity

    Family finance app with prepaid cards, chore tracking, and allowance management for teaching kids money skills; founded 2006, 4.6-star App Store rating. From $5.99/mo (cheaper prepaid).

    4.0/ 5$5.99/mo
  27. 27
    PocketGuardproductivity

    Budgeting app that links all accounts and answers "what can I spend?" via its In My Pocket number.

    4.0/ 5Freemium
  28. 28
    Bunqproductivity

    Leading European neobank with sub-account "Spaces" budgeting, savings goals, and API access; 14M+ users and €7B+ in deposits. Free tier plus paid plans.

    4.0/ 5Freemium
  29. 29
    Varo Bankproductivity

    First all-digital US bank with a national charter — fee-free FDIC-insured checking, high-yield savings, and early direct deposit; 5M+ accounts.

    4.0/ 5Free
  30. 30
    Lydiaproductivity

    French payments and finance superapp for P2P payments, budgeting, savings, and crypto; 5.5M+ users and dominant in France.

    4.0/ 5Freemium
  31. 31
    NerdWalletproductivity

    Personal finance comparison site covering credit cards, banking, investing, mortgages, and insurance; 20M+ monthly users, public (NASDAQ:NRDS).

    4.0/ 5Free
  32. 32
    Goalsetterproductivity

    Kids' savings and investing platform with quiz-based financial education and gift-link funding from family; FDIC-insured. Plans from $3.95/mo.

    3.8/ 5$3.95/mo
  33. 33
    Daveproductivity

    Banking and budgeting app offering small cash advances; $1/mo membership.

    3.5/ 5$1.00/mo
  34. 34
    Brigitproductivity

    Cash-advance and budgeting app with overdraft protection, credit building, and expense tracking; 2M+ downloads.

    3.5/ 5$9.99/mo
  35. 35
    Tiller Moneyproductivity

    Spreadsheet-based personal finance tracker (Google Sheets/Excel) that auto-imports transactions; niche but high-value for power users.

    3.5/ 5$6.58/mo
  36. 36
    Maybe Financeproductivity

    Open-source personal finance app; the most-starred PF repo on GitHub (54k+ stars). Repo is archived — hosted product shut down, but self-hosting and community forks remain active.

    3.5/ 5Free
  37. 37
    Qapitalproductivity

    Gamified savings app using behavioral psychology — rule-based round-ups and challenges; 3M+ users. Subscription from $3/mo.

    — / 5$3.00/mo
  38. 38
    Copper Bankingproductivity

    Teen banking app with a debit card, savings, and investing under parent controls; 500K+ users.

    — / 5Freemium
  39. 39
    Credit Karmaproductivity

    Free credit monitoring and money hub from Intuit, absorbing Mint's budgeting features; 130M+ users.

    — / 5Free