Fintech apps, productivity

Premium iOS/macOS budgeting app with investment tracking and categories; top-rated in the App Store (4.7 stars). Subscription from $13/mo.

Largest UK neobank with strong budgeting, Pots, and spending insights; 15M+ customers and £25B+ deposits. Free account, paid Plus/Premium tiers.

UK digital bank with powerful budgeting tools, spending categories, and savings goals; 4M+ accounts, profitable since 2022.

Local-first, open-source budgeting app with end-to-end encrypted sync across devices; 27k+ GitHub stars and very active development. Free to self-host.

You Need A Budget — zero-based budgeting app built around giving every dollar a job.

Budgeting and subscription-tracking app that surfaces recurring charges and can cancel them.

Fee-free neobank with early direct deposit and automatic savings, the largest US neobank by users.

European mobile-first neobank with spending insights and sub-accounts, plus paid premium plans.

Modern budgeting app from the Quicken team with a clean UI, customizable categories, and spending plans; a popular Mint alternative. Subscription from $3.99/mo.

Web-based budgeting app with multi-currency support, rule-based categorization, and API access; strong indie following. Subscription from $10/mo.

Subscription budgeting and net-worth tracking app, a popular Mint replacement for couples.

Social peer-to-peer payments app owned by PayPal for splitting bills and paying friends; 90M+ active users.

Teen and young-adult banking app with a secured credit card and investing, no monthly fee.

Free couples budgeting app for shared expenses, bill reminders, and joint plus personal balance views; built by ex-Mint team members.

Free credit monitoring and money hub from Intuit, absorbing Mint's budgeting features; 130M+ users.

Bill-splitting and shared expense tracker for groups, roommates, and trips; 25M+ users, with a paid Pro tier.

Business and personal expense tracking with receipt scanning and reimbursement workflows; 10M+ users.

Digital envelope budgeting app using a zero-sum approach, synced across web, iOS, and Android.

Zero-based budgeting tool from Ramsey Solutions; free manual plan, premium adds bank sync.

Walmart-backed neobank with "Pockets" that auto-sort spending into budgeting categories; FDIC-insured with early direct deposit and cash-back offers.

AI budgeting app that auto-categorizes spending and moves money automatically toward savings and debt payoff; 4.8-star App Store rating.

Personal-finance aggregator popular in the EU/UK with bank sync, shared wallets, and planned-payment tracking; 4M+ users.

Corporate cards and expense-management platform with automated receipt matching, bill pay, and spend controls; free core tier.

Banking and budgeting app built for the 62+ community with early Social Security access and fraud protection; 4M+ users.

UK and India small-business banking app with invoicing, expense cards, and accounting integrations; 2M+ SME members.

European business account for freelancers and SMEs with expense cards, invoicing, and bookkeeping tools; 500K+ customers.

EU net-worth tracker aggregating bank, brokerage, crypto, and real-estate accounts into one dashboard; 2M+ users.

Business banking and treasury for startups and SMBs with cards, invoicing, and bill pay; no monthly fees on core tier.

Banking app for freelancers with built-in tax buckets, expense categorisation, and invoicing; 500K+ users.

Banking, bookkeeping, and tax estimates in one app for self-employed workers; ~500K users, $190M+ raised.

One of the largest US online-only banks — no-fee checking and savings with buckets, CDs, and Allpoint ATM access.

Climate-conscious neobank with a "pay what is fair" fee model, fossil-fuel-free deposits, and cash back at sustainable merchants; 5M+ users.

Free budgeting and net-worth tracker (formerly Personal Capital) with optional paid wealth management; advisory fees apply only to managed assets.

Family finance app with kids' debit cards, allowance, savings, and investing; subscription from $5.99/mo.

Finance superapp for banking, savings, investing, and cash advances, with a paid Genius tier.

Mobile neobank for teens and young adults with fee-free spending and savings.

Kids' debit card and financial-education app for ages 6-18 with parent-controlled budgeting, rebranded from GoHenry to Acorns Early. Subscription from $8/mo.

Family finance app with prepaid cards, chore tracking, and allowance management for teaching kids money skills; founded 2006, 4.6-star App Store rating. From $5.99/mo (cheaper prepaid).

Budgeting app that links all accounts and answers "what can I spend?" via its In My Pocket number.

Leading European neobank with sub-account "Spaces" budgeting, savings goals, and API access; 14M+ users and €7B+ in deposits. Free tier plus paid plans.

First all-digital US bank with a national charter — fee-free FDIC-insured checking, high-yield savings, and early direct deposit; 5M+ accounts.

French payments and finance superapp for P2P payments, budgeting, savings, and crypto; 5.5M+ users and dominant in France.

Personal finance comparison site covering credit cards, banking, investing, mortgages, and insurance; 20M+ monthly users, public (NASDAQ:NRDS).

Self-hosted open-source subscription tracker with renewal reminders, multi-currency, and spend stats; 8K+ GitHub stars.

The largest US buy-now-pay-later lender — 28M users, Pay in 4 and monthly installment plans; Nasdaq-listed (AFRM).

Digital remittance app sending to 170+ countries, 7M+ active users; Nasdaq-listed (RELY).

Gamified savings app using behavioral psychology — rule-based round-ups and challenges; 3M+ users. Subscription from $3/mo.

Teen banking app with a debit card, savings, and investing under parent controls; 500K+ users.

Kids' savings and investing platform with quiz-based financial education and gift-link funding from family; FDIC-insured. Plans from $3.95/mo.

Chat-based budgeting app aimed at Gen Z with AI money coaching, roast/hype modes, and optional cash advances; 7M+ users.

Self-hosted open-source personal finance manager with budgets, rules, bank imports, and double-entry accounting; 24K+ GitHub stars.

Canadian neobank with cashback prepaid card, budgeting, credit building, and high-interest savings; 500K+ users.

Cross-platform budgeting and net-worth app with bank sync, forecasting, and investment tracking; 2M+ downloads.

UK/EU card-aggregation wallet that routes payments through one card to any linked card, with cashback and fee-free FX.

Bank-owned US P2P payment network built into thousands of banking apps, 100M+ enrolled users.

Banking and budgeting app offering small cash advances; $1/mo membership.

Cash-advance and budgeting app with overdraft protection, credit building, and expense tracking; 2M+ downloads.

Spreadsheet-based personal finance tracker (Google Sheets/Excel) that auto-imports transactions; niche but high-value for power users.

Open-source personal finance app; the most-starred PF repo on GitHub (54k+ stars). Repo is archived — hosted product shut down, but self-hosting and community forks remain active.

UK/EU mobile money app with multi-currency accounts, budgeting tools, and no credit check to open; 2M+ customers.

Canadian cashback credit card, high-interest savings, and mortgage app; 1M+ users, $350M CAD raised.

Earned wage access app that fronts up to $150/day of pay already worked, funded by optional tips; 5M+ users, $190M+ raised.

Corporate cards, expense management, bill pay, and business banking for startups and enterprises.

MercadoLibre's fintech arm — digital account, card, credit, and payments for 60M+ users across Latin America.

Latin America's largest neobank — 140M+ customers across Brazil, Mexico, and Colombia; NYSE-listed (NU).

Philippines payments super-app with 100M+ users — wallet, bills, transfers, savings, and investing in one app.

Buy-now-pay-later and shopping app with 85M+ users; NYSE-listed since 2025.

Argentina-born neobank with 6M+ users — prepaid card, interest-bearing account, and investing, now in Mexico and Colombia.