Copilot Money

What is Copilot Money?

Copilot Money is a premium budgeting application designed exclusively for iOS and macOS. The app's documentation describes it as a budgeting tool that also tracks investments and organizes spending into categories. As of 2026, the App Store lists it with a 4.7‑star average rating, placing it among the top‑rated apps in its category. Copilot Money is a paid product with no advertising and no hidden fees, according to its official pricing information.

Who is Copilot Money for?

Copilot Money is aimed at individuals who use Apple devices (iPhone, iPad, Mac) and want a single app to handle both daily budgeting and investment monitoring. The category‑based tracking suggests it is suited for users who prefer to see where their money goes without manually tagging transactions. Because the app requires a subscription, it is intended for people willing to pay for a dedicated tool rather than using a free alternative. The documentation does not mention support for Android or web browsers, so the target audience is limited to the Apple ecosystem. Users who need a straightforward, no‑ads experience and value integrated investment views are the likely audience.

How much does Copilot Money cost?

The pricing page lists a starting price of $13 per month for a monthly subscription. Verified fees as of July 26, 2026, show an annual billing option: $95 per year, which works out to $7.92 per month when paid upfront. A month‑by‑month plan is also available. No free tier or trial is mentioned in the available data. The app states it has no advertisements and no hidden costs, meaning the subscription fee covers all features.