EveryDollar

What is EveryDollar?

EveryDollar is a zero‑based budgeting tool built by Ramsey Solutions, the financial education company founded by Dave Ramsey. The app’s own documentation describes its core method: every dollar of income is assigned a specific job—spending, saving, or debt repayment—so that total income minus total expenses equals zero at the end of the month. The free plan requires users to manually enter every transaction. A premium tier adds the ability to sync transactions directly from a bank account, automating the tracking process. The app is available on both iOS and Android, as well as through a web interface.

Who is EveryDollar for?

EveryDollar is marketed primarily to individuals and couples who follow the financial principles taught by Dave Ramsey, particularly the Baby Steps plan and the emphasis on cash‑based budgeting. The zero‑based structure appeals to people who want a clear, intentional breakdown of where each dollar goes. The free manual plan suits users who are comfortable entering transactions themselves and prefer not to pay for a budgeting tool. The premium tier targets users who want the convenience of automatic bank feeds but are willing to pay a recurring fee for that feature. The app does not offer automated investment or debt payoff calculators; its focus remains on the monthly budgeting process.

How much does EveryDollar cost?

The pricing page lists a freemium model with a free plan starting at $0 per month. The free plan provides manual entry for all income and expenses. A premium plan adds automatic bank transaction synchronization, but the exact monthly or annual fee for that tier is not published in the source data used for this profile. Users should visit the EveryDollar website to confirm current premium pricing, as the figure may change over time. There is no indication of a free trial for the premium tier; the free plan is permanently available without payment.