Copper Banking

What is Copper Banking?

Copper Banking is a mobile banking application designed for teenagers. According to the company’s website, it provides a debit card, savings accounts, and investing options, all managed under a system of parental controls. The app reports over 500,000 users. It appears in the productivity category of app stores, though its core function is personal finance management for a younger audience. The documentation describes the app as a tool to introduce teens to money management with adult oversight.

Who is Copper Banking for?

The primary audience is teenagers, typically between the ages of 13 and 18, who want a real debit card and the ability to save or invest small amounts of money. The app requires a parent or guardian to create and monitor the account. Parent controls are a central feature: the documentation describes options to set spending limits, approve savings goals, and monitor transactions. This makes Copper Banking suitable for families who want a structured, supervised introduction to banking for their children. It is not designed for independent adult use or for business accounts.

How much does Copper Banking cost?

Copper Banking uses a freemium pricing model. The pricing page lists a starting price of $0 per month for a basic account. Specific fees—such as charges for ATM withdrawals, card replacement, or other service operations—are not listed in the publicly available pricing details reviewed. Any dollar amounts beyond the $0/month starting point should be confirmed directly with Copper Banking before signing up.