data · paid
Stash
About
Beginner-focused micro-investing and banking app; subscription from $3/mo.
What is Stash?
Stash is a financial application that combines micro-investing with banking. Its documentation describes it as a beginner-focused service. Users can invest small amounts of money and also hold a banking account within the same app. The app charges a flat monthly subscription instead of per‑transaction fees. There are no account minimums, no overdraft charges on the banking side, and no add‑on transaction fees. The core offering is a single plan that covers both investing and banking features.
Who is Stash for?
Stash is designed for people who are new to investing and prefer a simple, all‑in‑one account. The app’s documentation emphasizes a “beginner‑focused” approach. It suits someone who wants to start with small amounts of money and avoid surprise fees. Because there are no minimum balances, it can appeal to users who do not have a large lump sum to invest. The banking component targets users who want an account without overdraft charges. The flat subscription model means that the cost does not change based on how often someone trades or how much cash they hold.
How much does Stash cost?
The app’s public description lists a starting price of $3 per month. However, the verified fee schedule as of July 2026 shows a single plan called The Stash Plan at $12 per month, or $108 when billed annually. The annual option provides a 25% saving compared to monthly billing. No other fees apply: there are no account minimums, no banking overdraft charges, and no add‑on transaction fees. The subscription is flat and covers all features. Prospective users should check the current plan on the website, as pricing may differ from the older $3‑per‑month figure.